Bolt follows industry-standard practices for settlement and funding. The typical process takes approximately two days from order placement to availability, and works as follows:
- At 7:00 AM Atlantic TIme/10:00 AM Pacific Time on each business day, Bolt settles all card network transactions that were captured by 4 PMAtlantic/7 PM Pacific the day before. Upon settlement, funds are moved from your unsettled balance to your settled balance, and as a result, are made ready for transfer to your bank account.
- On each business day, Bolt initiates a bulk transfer to your bank account for all transactions that were settled at 7:00 AM Atlantic TIme/10:00 AM Pacific Time that morning. At this point, a list of all transactions included in the transfer can be exported for reconciliation using the instructions here. This transfer occurs at 9:00 AM Atlantic TIme/12:00 PM (noon) Pacific Time.
Daily Settlement & Payout Schedule (All times Atlantic Time)
| Day of Week | Transactions Settled and Transferred | New Funds Available* |
| Sunday | No Settlement | No New Funds Available |
| Monday | 4:00 PM Thursday - 4:00 PM Sunday | 4:00 PM Tuesday - 4:00 PM Wednesday |
| Tuesday | 4:00 PM Sunday - 4:00 PM Monday | 4:00 PM Wednesday - 4:00 PM Friday |
| Wednesday | 4:00 PM Monday - 4:00 PM Tuesday | 4:00 PM Saturday - 4:00 PM Sunday |
| Thursday | 4:00 PM Tuesday - 4:00 PM Wednesday | 4:00 PM Sunday - 4:00 PM Monday |
| Friday | 4:00 PM Wednesday - 4:00 PM Thursday | 4:00 PM Monday - 4:00 PM Tuesday |
| Saturday | No Settlement | No New Funds Available |
*Based on a 24 hour time between when the bank receives the funds and when the bank posts the funds to your account. Funds availability may be faster or slower depending on your bank.
Note — On bank holidays, funds will settle and process the following day. For example, if Monday is a bank holiday, settlement of the funds from 4:00 PM Atlantic Time/7:00 PM Pacific Time on Thursday to 4:00 PM Atlantic Time/7:00 PM Pacific Time on Sunday will settle in a single batch on Tuesday along with the funds from4:00 PM Atlantic Time/7:00 PM Pacific Time on Sunday to 4:00 PM Atlantic Time/7:00 PM Pacific Time on Monday.
Note — All batches from Friday - Sunday are disbursed Monday & settle (typically) on Tuesdays.
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